Payment Plans
------------------------------------------------------
Payment Options & Stewardship
At Prostatia, our aim is simple: to place sacred art in metal within reach—without placing you under a burden. We invite every client to practice discernment: if a purchase would strain your budget, please wait. Beauty blesses best when it’s bought with peace.
------------------------------------------------------
Ways to Pay
Pay in Full (Recommended)
The most straightforward path—no interest, no installments, immediate peace of mind.
Shop Pay Installments (Buy Now, Pay Later)
A flexible option at checkout for eligible clients. At the payment step, choose Shop Pay and select Pay in installments.
Available plans (subject to eligibility and approval):
Pay‑in‑4 (interest‑free): for orders $50–$999.99 USD/CAD, paid in four bi‑weekly installments.
Monthly plans (interest‑bearing): for orders $150–$30,000 USD/CAD. Typical terms are 3, 6, or 12 months with APR set by the platform; a down payment may be required on very large orders.
Good to know
No late fees are charged by the platform for missed payments.
Applying doesn’t impact your credit score; however, loans and repayments may be reported to credit bureaus.
You can pay off early at any time without penalty.
Financing is serviced by the platform’s lending partner; Prostatia does not decide approvals or rates.
Availability: Shop Pay Installments is currently offered to eligible customers in the United States and Canada (provincial restrictions may apply).
------------------------------------------------------
How to Use Shop Pay Installments
Add your pieces to cart.
At checkout, select Shop Pay.
Choose Pay in installments and review the options offered.
Confirm your plan; the first installment is typically due at checkout.
Manage payments in the Shop app or via email links from the lending partner.
------------------------------------------------------
A Note on Stewardship
We design heirlooms meant to be worn, not worried over. If paying in full isn’t feasible and installments help you stay within a healthy budget, we’re grateful these tools exist. If the timing isn’t right, we’ll be here when it is. Take your time; grace is patient.
------------------------------------------------------
Frequently Asked (Quick) Questions
Do you charge extra for installments? No. Any interest on monthly plans is set by the lending partner; pay‑in‑2 and pay‑in‑4 are interest‑free.
Will a missed payment hurt my credit? Late payments carry no platform late fee, but they may affect eligibility and could be reported to credit bureaus.
Can I pay off early? Yes—no prepayment penalties.
Who approves the loan? The platform’s lending partner. Prostatia can’t influence approvals, amounts, or rates.